National Housing Trust Fund


NAHC endorses the creation of a National Housing Trust Fund (NHTF) that would establish a dedicated source of funding to produce, rehabilitate or preserve as primarily rental housing affordable to extremely low income families. The goal of the fund would be the production and rehabilitation of 1.5 million units over the next 10 years. Trust fund supported projects must remain affordable for 50 years and 75% percent of funds must serve extremely low-income people. To learn more about the NHTF Campaign, click here .

There are currently 5,750 endorsers of the Housing Trust Fund Campaign. Add your organization’s name to the endorser list by clicking here

History of the NHTF

After years of hard work, challenges, and setbacks, advocates across the country celebrated the creation of a National Housing Trust Fund in July of 2008.

The National Housing Trust Fund was established as a provision of the Housing and Economic Recovery Act of 2008, which was signed into law by President George W. Bush. The passage of National Housing Trust Fund legislation is a major victory for low income housing advocates and the lowest income people in our country with the most serious needs.

The housing trust fund will, once capitalized, provide communities with funds to build, preserve, and rehabilitate rental homes that are affordable for extremely and very low income households. The Housing Trust Fund’s most important features are:

  • It is a permanent program, and will have dedicated source of funding not subject to the annual appropriations process.
  • At least 90% of the funds must be used for the production, preservation, rehabilitation, or operation of rental housing. Up to 10% can be used for the following homeownership activities for first-time homebuyers: production, preservation, and rehabilitation; down payment assistance, closing cost assistance, and assistance for interest rate buy-downs.
  • At least 75% of the funds for rental housing must benefit extremely low income households and all funds must benefit very low income households.

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